PRESTIGE PROPERTY LENDING LLC

1. Business-Purpose Loans Only

All loans arranged by Prestige Property Lending LLC are for business, commercial, or investment purposes only. We do not offer, arrange, or broker loans for personal, family, or household use. Loans arranged by Prestige Property Lending LLC are not subject to the federal Truth in Lending Act (TILA), the Real Estate Settlement Procedures Act (RESPA), the Dodd-Frank Wall Street Reform and Consumer Protection Act, the federal Ability-to-Repay requirements, or other consumer lending laws.

Owner-occupied 1-to-4 family residential properties are not eligible for financing through Prestige Property Lending LLC.

2. Lender

Prestige Property Lending LLC is a direct private lender that provides business-purpose financing to qualified real estate investors. All financing decisions, underwriting reviews, loan terms, and funding determinations are made by Prestige Property Lending LLC in accordance with its lending guidelines and applicable law.

No loan, commitment, or obligation to lend is created by use of this website, submission of an inquiry, or pre-qualification. A commitment to lend exists only upon issuance of a signed, written commitment letter from a funding lender.

3. Borrower Eligibility

Financing arranged by Prestige Property Lending LLC is available only to:

• Entities such as limited liability companies, corporations, partnerships, and trusts; or
• Individuals borrowing for bona fide business, commercial, or investment purposes.

All borrowers must certify in writing that loan proceeds will be used exclusively for business or investment purposes and not for personal, family, or household use.

4. Rates, Terms, and No Guarantee

Any loan rates, points, fees, loan-to-value ratios, loan-to-cost ratios, terms, or program guidelines displayed on this website or in marketing materials are for illustrative purposes only. They are not an offer, quote, or commitment to lend and are subject to change at any time without notice.

All loans are subject to underwriting, credit review, property appraisal, title review, insurance, borrower experience, entity documentation, and final approval by the funding lender. Actual loan terms offered will depend on the specific transaction and may differ materially from any examples shown.

5. Broker Compensation

Prestige Property Lending LLC may receive compensation in connection with arranging a loan, including but not limited to broker fees, origination points, processing fees, yield spread, or referral fees. Compensation may be paid by the borrower, the funding lender, or both. Specific fees applicable to a transaction will be disclosed in writing prior to closing.

6. No Advice

Information provided on this website or by representatives of Prestige Property Lending LLC is for general informational purposes only and does not constitute legal, tax, accounting, investment, or financial advice. Borrowers should consult their own attorneys, accountants, and financial advisors before entering into any loan transaction or real estate investment.

7. Forward-Looking Statements and Case Studies

Any case studies, sample deals, projected returns, appreciation estimates, after-repair values (ARV), rehab budgets, rental income figures, or other forward-looking statements presented on this website are hypothetical and based on assumptions that may not prove accurate. Past performance does not guarantee future results. Actual outcomes will vary based on market conditions, property condition, borrower execution, and other factors. Nothing on this website should be interpreted as a guarantee or projection of any specific result.

8. Fair Lending

Prestige Property Lending LLC is committed to fair lending and does not discriminate on the basis of race, color, religion, national origin, sex, marital status, familial status, age, disability, sexual orientation, gender identity, source of income, military or veteran status, or any other characteristic protected by federal, state, or local law.

9. State-Specific Notices

New York:

For commercial financing transactions involving New York properties or New York-based borrowers, required disclosures under the New York Commercial Finance Disclosure Law (CFDL) will be provided in writing by the funding lender (the provider) prior to closing, where applicable.

New Jersey:

Prestige Property Lending LLC arranges business-purpose commercial real estate loans only. We do not arrange residential mortgage loans subject to the New Jersey Residential Mortgage Lending Act.

Other States:

Prestige Property Lending LLC may not be authorized to arrange loans in all states. Availability of financing depends on the property location, loan type, and applicable state law. Please contact us to confirm availability in your state.

10. Communications Consent (TCPA)

By submitting your information through any contact form on this website, by calling us, or by sending a text message, you expressly consent to be contacted by Prestige Property Lending LLC and its representatives at the telephone number(s) and email address(es) you provide, including by means of automated telephone dialing systems, prerecorded or artificial voice messages, SMS/text messages, and email, regarding your inquiry, loan options, and related services.

Consent is not a condition of obtaining any loan or service. Message and data rates may apply. Message frequency varies. You may opt out at any time by replying STOP to any text message or by emailing us a written opt-out request.

11. Privacy

Prestige Property Lending LLC respects your privacy. Information collected through this website is used solely to evaluate financing inquiries and to communicate with prospective and existing clients. We do not sell personal information to third parties. Information may be shared only with trusted service providers that assist in underwriting, loan servicing, compliance, title review, appraisal services, customer communications, and other business operations conducted on behalf of Prestige Property Lending LLC. Please refer to our full Privacy Policy for additional details.

12. No Offer to Sell Securities

Nothing on this website constitutes an offer to sell, or a solicitation of an offer to buy, any security. Any reference to investments, joint ventures, or capital partners is informational only and is not directed to any person in any jurisdiction in which such offer or solicitation would be unlawful.

13. Website Terms of Use

Use of this website is subject to our Terms of Use which can be changed at any time. By accessing this website, you agree that Prestige Property Lending LLC is not liable for any errors, omissions, or outdated information, and that use of the website does not create any attorney-client, fiduciary, agency, or advisory relationship between you and Prestige Property Lending LLC.

14. Carrier Liability

• Carriers are not liable for delayed or undelivered messages.

By submitting your information and clicking "Continue," you provide your prior express written consent to be contacted by Prestige Property Lending LLC via email, telephone calls, and text messages (including SMS and MMS), including through automated dialing systems and prerecorded or artificial voice messages, at the telephone number you provided.

Consent is not a condition of purchase or loan approval.

Message and data rates may apply. Message frequency varies.

You may opt out of receiving text messages at any time by replying STOP, or request assistance by replying HELP.

15. Contact

Prestige Property Lending LLC
Email: info@prestigepropertylending.com
Phone: 917-842-9982